Frequently Asked Questions
We’ve compiled responses to the most common questions investors ask about our structure, returns, and approach.
General investment
FAQs
We help individual investors put money to work in fixed-term, asset-backed investments that pay monthly income.
Fill out the contact form and one of our consultants will reach out to you.
Individual investors who want steady monthly income without having to actively manage their investment.
Eligibility & minimums
FAQs
£50,000.
No. This is direct investing (not ISA/SIPP/SSAS).
Yes, all invested money must be evidenced with a clear source of funds. This includes but not limited to payslips, bank statements, redemption statements, proof of asset sales.
Specific product
FAQs
Two: 3 years and 5 years.
Monthly to your nominated bank account.
The current avaliable rate can fluctuate due to external market conditions. Please contact one of our consultants to get the current rate.
No. Funds are pooled and spread across multiple opportunities.
Security & risk
FAQs
We take security over real assets (for example, charges over property or company assets) and we only lend a sensible portion of the asset’s value. Projects are checked regularly.
In the unlikely event of a market correction all investors hold first charge over any given project, meaning that any and all remaining funds would be returned to investors first.
We provide a overview in the Investment Memorandum (security, checks).
No. Funds are pooled and spread across multiple opportunities.
Process & payouts
FAQs
1) Book a consultation → 2) Onboard & checks → 3) Fund (your money joins the pooled pot) → 4) Monthly income until your term ends → 5) Original amount back at maturity.
After your funds clear and your investment start date is confirmed (see your payment schedule in the investor pack or welcome email).
Early access is not usually available. Please invest only if you’re comfortable holding to the end of your 3- or 5-year term.
No but we would be able to assist in any foreign exchange matters to be able facilitate the investment.
Fees & costs
FAQs
There no fees involved in this investment proposition.
Account changes
FAQs
You can make a new investment (subject to the £50,000 minimum). Each investment has its own term.
Yes. Contact us and we’ll guide you through the verification steps.
Invest with Focus to build long-term value
By investing with Focus, you’re part of a strategy built on stability, performance, and trust.
